Top 10 Daily Income Business in Nigeria for Ladies & Others

top daily income business in nigeria

last Updated on July 16, 2024

Looking for a daily business that can offer you an income everyday? This guide on daily income businesses in Nigeria will help you see the different ways you can make money daily online and offline in Nigeria as a lady oe even if you’re a young man.

We’ll explore the exciting offline and online daily income businesses in Nigeria and how you can get started with each of these daily lucrative business opportunities and how you can take advantage of them. For each of these daily income business ideas, it is important you know what you’re doing.

A lot of people in Nigeria are looking for a profitable daily income business in Nigeria that they can do full-time or even as a way to supplement their income. A great way to start is to create a business plan; Your business plan doesn’t have to be elaborate. It can be as simple as a one-page business plan, as long as it captures the important details.

Top 10 Daily Income Business in Nigeria

1. POS Agent Business

cheapest POS charges in nigeria.jpg
  • Starting Cost: N100,000 to N1,000,000.
  • Requirements: Space, POS machines (2 preferably) a Chair, and a table, Staff (optional)

POS business is one of the best daily income businesses in Nigeria. With this business, a small trader or merchant can use their existing business structure to help people living around them perform financial and banking transactions.

In essence, a POS business or mobile money agent makes cash available to people in exchange for a commission or fee through a POS machine. If you live in an area where it is difficult to get to a bank or ATM and where a lot of POS agents do not exist, you can make a daily income if you position yourself right.Since every bank has a POS agent service alongside other financial institutions.

You can join up to 3 of these POS Agencies so you can avoid downtime. Some of the popular and best POS business agents in Nigeria to join are GTB POS, OPay POS, Moniepoint POS, Kudi POS & BAXI POS. Here is how to start a POS Business in Nigeria, what it costs, and the requirements as well.

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2. Barbing Salon

barbing salon business
  • Starting Cost: N700,000 to N2,000,000
  • Requirements: Location (Space), Chairs, Barbing Equipment, Mirrors, Generator.

A Barbershop business is a great daily income business in Nigeria where you can make at least N10,000 daily and more on weekends. The location you chose for this barbing business is important as well, get a space where people can easily park securely and where there’s a lot of leg traffic.

You just need to rent a space that isn’t too expensive based on your location. You also need to get work equipment like clippers, chairs, and all the essentials of a barbershop workstation.

You’ll also need a signpost to let potential customers know about your barbershop. Make sure you do some market research to know how much your competition charges so you can charge your customers effectively.

3. Transport Business

transport business
  • Starting Cost: N1,000,000 to N3,000,000
  • Requirements: Vehicle, required Documentation, Driver

The massive population of Nigeria at large makes transportation a major need for the average Nigerian. You can make a daily income by transporting people from one destination to the other. All you need is a car and complete vehicle registration and you’re good.

This is another popular business idea that can help you generate income daily in India. If you have the capital, you can purchase a second-hand vehicle tricycle, or motorcycle (if it is not banned in your state) and start making money daily.

The transportation business is one of the most lucrative daily income businesses in Nigeria. You can run this business by using your car as an Uber in which you receive money daily or you can buy buses, Okada, or Keke-napep. The opportunities in the transport business are many. Since people move daily, you can be sure to make money daily also.

4. Car Wash Business

car wash business
  • Starting Cost: N500,000 to N1,000,000
  • Requirements: Location (Space), Water Sprayer, Staff & a Water Source, Car Cleaning equipment

You don’t need any particular technical skills to start this profitable daily income business in Nigeria. Apart from getting a space for cars and vehicles to park and get washed up.

Every day people wash their cars as most don’t have the time to do it themselves, which makes this business a very good one to start. You may need to get guidance from others who have done this sort of business before to help you establish your own car wash daily income business in Nigeria effectively.

You can also add a bar and a barbecue and grilling section to this business to boost your daily income.

5. Betting Agent Shop

sports betting shop
  • Starting Cost: N1,500,000 to N3,000,000
  • Requirements: Location (Space), Computers, Printers, Staff, Tiles

Sports, especially football, are quite popular in Nigeria, more so sports betting, as individuals of all ages are often interested in it. Many individuals are earning a lot of money in the sports betting industry, but a lot more are losing, mind you.

So this business not only works, but it also allows you to maintain a consistent flow of revenue as long as you know how to operate a sports betting company or shop.

Finding a place, joining a betting franchise in Nigeria, and purchasing computers, and other necessary items are all that is required to get started. Once you have your sports betting company up and running, you can expect to start generating money every day.

6. Second Hand Clothes

  • Starting Cost: N200,000 to N800,000
  • Requirements: Location (Space), Source

There’s an unverified stat that over 48% of Nigerians buy used clothes. Maybe you’re one of them. I certainly am, sometimes.

This is a good daily income business in Nigeria, because of the number of people buying used clothes in the country.

If you find the right niche; shirts, underwear, or gowns, you’re going to generate enough daily income from this evening.

7. Laundry Business

laundry business
  • Starting Cost: N800,000 to N2,000,000
  • Requirements: Washing & Drying Machine, Space, packaging

This is one of the most profitable OG daily income businesses in Nigeria. Since a lot of people are out of their homes early to hustle and come back late, a lot of people don’t have the time to wash their clothes and would rather pay someone to do it for them.

This is an opportunity for you to make some money daily. However, it’s a business that demands care as you don’t want to end up ruining customers’ clothes and ruining your reputation as well.

So, if you want to establish this Laundry business and make it a long-term success, you’ll need to acquire a washing machine, set up an office, and employ washermen/washerwomen to get started.

8. Gym Business

gym business - fitness specialist
  • Starting Cost: N2,500,000 to N5,000,000
  • Requirements: Space, Gym equipment, Trainers

With the world becoming more aware of healthiness and fitness partly because of the pandemic, more and more people are looking to go to the gym.

Starting a gym is a lucrative daily income business in Nigeria.

However, this might be one of the most expensive businesses on this list to start but if you do your research well, you can always reduce the starting costs.

9. Bottled Water Business

bottle water
  • Starting Cost: N1,500,000 to N5,000,000
  • Requirements: Water Manufacturing Plant, Bottles, Trainers

The first person who sold packaged water was laughed at. Today tons of people are into this business. A lot of people in the world don’t even have access to clean water.

Any important human need that can be packaged well will sell well. Selling Pure water or bottled water is a great daily business in Nigeria since the population demands it.

You can make up to ₦7000 with this business daily, especially if you are in a great location. However, if you are producing the pure water and bottled water yourself and distributing it, you can make up to 10x of the person that is retailing it.

Catering & Bakery Business

  • Starting Cost: N300,000 to N900,000
  • Requirements: Cooking space, Catering Equipment, & Display Box
catering services

This business idea is lucrative because people always need food. If you are passionate about cooking, then you need not waste any more time. Turn that passion into a daily income business that can bring you financial freedom. From weddings to birthdays to events, the list is endless.

Pastries, snacks, cakes, and others are in high demand in Nigeria. All you need are baking tools and equipment and you can start selling from the comfort of your home. You can leverage the power of social media to promote and sell your product.

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Beauty Salon

  • Starting Cost: N800,000 to N2,000,000
  • Requirements: Space, Salon Equipment, Staff.
hair salon

You’ll be surprised how much a beauty salon can make daily.

A beauty salon is one of the best daily income businesses in Nigeria because women love to look good, so the services that a beauty salon offers are highly in demand.

Starting a beauty salon requires that you’re a great hairstylist or makeup artist or at least you can employ people with these skills.

Having the skill yourself would be a good plus for you and the business.

You don’t even have to wait for customers to make their hair, you can make the hair already and then sell it.

At least that’s the in-thing these days.

As for the make-up section, if you don’t already know how to do make-up professionally, you can learn online by watching videos on YouTube or even taking physical make-up classes/courses.

You can even add a small cosmetic business to the side.

See: Top Businesses to Start with 100K in Nigeria

Bakery Business

  • Starting Cost: N1,500,000 to N5,000,000
  • Requirements: Bakery Plant, logistics vehicle, Staff, Labels & packaging
bakery business

Nigerians consume bread a lot, so this is a very lucrative daily income business in Nigeria to start.

However, this business requires some capital if you want to own the bakery yourself, if you’re lucky you might find a bakery to rent.

Alternatively, you can always start small, with a couple of ovens in a small space, and grow from there.

You also need a vehicle to help you distribute your bread, then there’s the need to join the bread bakery association and might need to get a NAFDAC license.

10. Hotel & Bar Business

hotel bar
  • Starting Cost: N40,000,000 to N70,000,000
  • Requirements: A Hotel and bar, Staff, Hotel Equipment, Drinks, and alternative power source.

Nigerians are a very sex-oriented people, whether they are more accepting of that is another question entirely. It is evident in their songs, culture, and very much the massive hotel presence in every nook and cranny of the country.

Nigerians use hotels a lot for business and pleasure likewise, that is why a hotel business is a very lucrative daily income business in Nigeria. As long as it is well located and your hotel offers excellent service.

In the hotel business, there are multiple ways to make money. You don’t just make money from renting out rooms, you make money from food, from drinks, from renting out a space (if you have one) for events. There are so many add-on services you can provide and make money from with this business.

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List of Daily Income Business in Nigeria for Ladies

1. Food & Restaurant Business

restaurant business
  • Starting Cost: N50,000 to N300,000.
  • Requirements: Space, Good cooking skills and staff, Cooking & serving utensils, and diverse menu tables & chairs.

The first on this list of daily income businesses in Nigeria is the food industry, which has a massive constant demand.

Plenty of people no longer eat at home like they used to, preferring instead to eat out because of work constraints and so on. If you are a good chef or cook, I recommend that you start this restaurant business. This is not just a business for women; men may also start it if they know how to cook or employ a good cook for the business.

You may also prepare quick fast food at your restaurant and offer cold beverages and water, all of which will allow you to supplement your income. A very important feature of the food or restaurant business is location. Ensure your restaurant is located strategically in areas where students and workers can easily access it.

2. Food Delivery Business

bike delivery business
  • Starting Cost: N100,000 to N1,000,000
  • Requirements: Space, Good cooking, Cooking & serving utensils, delivery bike/service.

If you’re not interested in starting a restaurant but you want to be in the food industry, a home food delivery business is a great daily income business in Nigeria for you. If your meals are usually complemented because you’re a great cook, then you could cook for others as a home service, and train them in cooking.

You can use word of mouth to market your new home food delivery starting with friends and family. You can also deliver to offices or even events. it’s up to you how you’ll run this business.

3. Buy & Sell Business

buy and sell
  • Starting Cost: N40,000,000 to N70,000,000
  • Requirements: Space & Niche

Buying and selling is one of the oldest businesses known to mankind. A lot of people (merchants) have become wealthy from trading, which makes it a great daily income business in Nigeria for anyone who knows what to trade and how to trade to make a lot of profit.

Trading is simply purchasing products and selling them for a profit. So all you have to do is acquire high-in-demand products and commodities in bulk, store them at a location, and sell your goods as a retailer or a producer.

This is also one of Nigeria’s fastest-growing daily income businesses since people will always have wants, and if you can provide those needs in return for money, you are a successful daily income entrepreneur.

4. Mobile Phone Repairs

phone accessories business | Business ideas in Nigeria
  • Starting Cost: N150,000 to N800,000
  • Requirements: Phone Repair Equipment, Space.

If you know how to fix phones or accessories, this is one of the fantastic daily income businesses in Nigeria you can start. People often experience problems with their phones and must have them fixed.

This is one of the quickest-growing daily income businesses in Nigeria, but it’s mainly just for those who know how to fix phones. Perhaps you could learn how to repair phones and devices so that you can start earning money regularly.

5. Fashion Design

fashion design business
  • Starting Cost: N150,000 to N800,000
  • Requirements: Tailoring & Design skills, Space, Equipment

There are a lot of wealthy people that earn their income from the fashion industry, some years ago, a fashion businessman was the richest man in the world.

So the fashion industry makes a lot of money, which makes a tailoring or fashion design business, one of the best daily income businesses in Nigeria. Once you can sew well, you can make money daily if you build a business around this skill.

You can start and scale this business by finding tailors as an employee or even training apprentices, to help you create more turnover in the business.

6. E-commerce Business

how to start an ecommerce business in nigeria
  • Starting Cost: N150,000 to N1,000,000
  • Requirements: Online Store Creator (Developer), Products, Payment Gateway.

Starting an online shop or store business is a great way to make daily income anywhere in the world. Most people now live their lives online, so you can sell anything to anyone as long as they need it.

Starting an online store is a very good daily income business because of the low barriers to entry. The main issue for people is knowing what to sell, you just have to pick a product that has a lot of demand and one that you believe in. You can even start a free online store in Nigeria today and start selling products in a few minutes.

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7. Blogging

How to start a blog in Nigeria
  • Starting Cost: N50,000 to N500,000
  • Requirements: Website/Blog & Content Creation

Many individuals might pick blogging, but it is difficult to start earning immediately, and it takes time to start producing money from your blogging site. There are various methods to generate money from your blog daily, but the most essential thing is to set up your site first, and then establish an audience of followers.

Once you have a large volume of daily traffic, you will be well on your way to earning a solid daily passive income. Is this passive daily income that makes blogging a great daily income business in Nigeria?

Starting a blog is very easy these days. As long as you have good writing skills and content, you will do just fine. You can monetize your blog for income and make money via advertisements on your blog, sponsored posts, affiliate marketing, and even by selling digital and physical products. This business is already saturated but you still can carve a niche for yourself.

8. Youtube Channel

How to make money on Youtube in Nigeria
  • Starting Cost: N50,000 to N500,000
  • Requirements: Video Editing Skills

YouTube is another lucrative daily income business in Nigeria you can do online. Having a monetized YouTube channel can earn you money every day. As long as you upload content that people love your videos go viral and you become famous, you can make money daily.

YouTube video blogging cuts across various topics such as comedy skits, sports, tutorials, food, finance, music, anything and everything. Making money vlogging is as simple as creating a YouTube channel. Shoot videos with your phone or camera, upload, share, and make money.

9. Home & Office Cleaning Business

cleaning services in nigeria

You can offer home or office (commercial) cleaning services in Nigeria. This is a lucrative daily income business in Nigeria as a lot of people do not have time to clean their homes themselves.

Likewise, a lot of companies and commercial buildings require cleaning too. The main thing about this business is to write a business plan to have an estimate of the budget required to start. You also need to register your business as well. A cleaning training certificate is also a plus for you. You might also need to employ one or two people to support you as you get more clients.

10. Tutor

tutoring business

When I was in secondary school, I had a lesson teacher who tutored 10 other students at home, and it seemed to be lucrative for him as he built a house from it.

A tutoring business is a good daily income business in Nigeria for teachers and NYSC members. It can supplement your income. You can go ahead and scale this tutoring business into something bigger by registering the business and employing tutors, you just need to have a system for getting clients.

11. Crypto Trading

cbn cryptocurrency ban in nigeria

Cryptocurrency or Crypto is digital money or digital currency that uses encryption for the payment of goods and services via the Internet.

Cryptocurrency trading has proven to be a highly profitable daily income business in Nigeria for some people, with some of them using it as their primary source of income.

With a good understanding of how Crypto works and its pros and cons, you may convert it into a daily income store and begin trading for a living. Because of the lucrative nature of this industry, there are a plethora of methods to benefit from cryptocurrency. You may profit from trading crypto, investing crypto, staking, and lending crypto, from airdrops as well as through mining.

12. SEO Consultant

seo consultant

Are you good at search engine optimization (SEO)? If the answer is yes then you can certainly make a business out of this skill. If not, you can learn and become great at search engine optimization in some months if you intensely apply yourself to learning it.

Offering your SEO services to those who need them will provide you with a steady stream of money. As an SEO specialist, you must be able to produce high-quality articles that are appealing to both search engines and humans, as well as develop high-quality links that will help your client’s ranking.

Because the majority of your customers will be from other nations, this company is one of the legitimate methods to start making income in Nigeria.

13. Affiliate Marketing

affiliate marketing

This is another online daily income business in Nigeria that can bring nice pay if you do it well.

Affiliate marketing operates straightforwardly. You sign up for affiliate programs and earn money for each person you refer.

As an affiliate marketer, your job is to successfully refer your friends or anyone else to use any online services provided by reputable companies or individuals, and you will be paid for each referral if you successfully refer a large number of people to these other parties.

There are several methods to acquire a large number of individuals recommended to you, even those you do not know. One such method is the SEO service we mentioned above, as well as through blogging and social media. You can start this business with an estimated price of ₦100,000.

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14. Social Media Manager

social media manager

Are you as addicted to social media as I am? Turning your hobby into a job might help you earn a lot of money. You can help people and companies manage and grow their social media accounts and pages.

On platforms like Telegram, Instagram, and Facebook, you can start building active social media accounts, pages, and groups through community building. Whether you make the group or page particularly active in any field (entertainment, fashion, education), people will begin to inquire if the group or pages are for sale. Many bloggers, affiliate marketers, and businesses will be prepared to pay any amount for it.

This company may earn you at least ₦100,000 Naira each week, and I usually promote it to kids. You can start this business with an estimated price of ₦7,000 Naira monthly for a data subscription to be online to create content and reply to messages.

15. Domain Flipping

Domain Flipping is another name for buying and selling domain names. This is a no-hassle daily income business in Nigeria, however, it needs a sizable capital to start. It entails purchasing domain names and then selling them to people or businesses that may need them in the future.

You can always brainstorm and come up with wonderful and amazing domain names that many people would like if you are creative enough.

Domain flipping is one of the most common online businesses that go under the radar, with select individuals participating in it.

You can start this domain flipping business with an estimated price of ₦30,000 Naira.

16. Pharmacy Business


The health industry is very massive anywhere in the world. For a lot of people in Nigeria, their local pharmacy plays a bigger role than hospitals because of how expensive hospitals in the country can be.

If it isn’t life-threatening, if the illness is common or mild, most Nigerians would rather visit a pharmacy for help. This makes a pharmacy business a very good daily income business in Nigeria. Starting a pharmacy business can be a bit expensive, but if you open it in a great location, you’ll stand to reap the gains early.

17. Suya Spot

suya business

Suya is a Nigerian staple, and anyone selling the infamous meat in a great location is bound to have a lucrative business.The main thing for this business is finding the right spot and finding staff that can consistently make good suya people like. You also have to find a source for your meat. Sort all of these out and your Suya business can earn you daily income

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