Updated on November 15, 2023
USSD codes for loans in Nigeria are very trendy. USSD codes don’t only exist for transferring money or buying airtime. You can use any phone to get a loan in Nigeria using USSD codes.
USSD is a convenient and cost-effective way to create two-way conversations with services. And even customers in real-time. By dialling a simple shortcode from any mobile device. companies can offer quick, simple and interactive access to enterprise services.
The traditional loan application process feels like a never-ending maze. While loan apps have made things easier. There is a simpler, faster, and more accessible way to secure a loan in Nigeria.USSD codes have revolutionized the way Nigerians can access loans. By providing a lifeline for those in need of financial help.
With USSD codes, you can now navigate the Nigerian loan space with ease, speed, and convenience. Whether you’re facing an unforeseen medical expense, or starting a business venture. Or you need a financial boost to bridge the gap between paychecks. The USSD codes for loans in Nigeria can really help you.
While USSD codes can be easy to remember, having to recollect a bunch of these codes can be tiring. So we’ve curated a list of USSD codes for loans in Nigeria. As well as USSD codes for banks, telcos and other utility services.
USSD Code For Loans in Nigeria
Here’s a list of all the available USSD codes for loans in Nigeria right now:
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USSD Codes for Banks in Nigeria
| Bank Name | USSD |
|---|---|
| Access Bank transfer code | *901# |
| Diamond Bank transfer code | *426# |
| Ecobank transfer code | *326# |
| FCMB transfer code | *329# |
| Fidelity Bank transfer code | *770# |
| First Bank transfer code | *894# |
| GTBank transfer code | *737# |
| Heritage Bank transfer code | *322# |
| Keystone Bank transfer code | *533# |
| Skye Bank transfer code | *833# |
| Stanbic IBTC transfer code | *909# |
| Standard Chartered transfer code | *120# |
| Sterling Bank transfer code | *822# |
| UBA transfer code | *919# |
| Union Bank transfer code | *826# |
| Unity Bank transfer code | *779# |
| Wema Bank transfer code | *945# |
| Zenith Bank transfer code | *966# |
| Polaris bank Transfer Code | *833# |
| Jaiz bank transfer code | 773# |
| Heritage bank transfer code | *322* |
USSD Codes for Financial Services in Nigeria
| Name | Codes |
|---|---|
| Paga | *242# |
| Payattitude | *569# |
| Quickteller – Airtel, MTN & 9mobile | *322# |
| Quickteller – Glo Users – | *805# |
| Trader Moni | *540# |
| Verve ECash – | *322*60# |
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USSD Codes for Civil & Public
| Organisation | Code | Purpose |
|---|---|---|
| BVN | *565*0# | Check your bank verification number |
| CRC’s Credit Bureau | *565*8# | Check your credit history |
| Lagos Domestic Violence & Child Abuse | *6820# | Report domestic violence and child abuse in Lagos. |
| Mcash | *402*SellerCode*Amount# | Payment channel for Merchsnts/sellers |
| Abuja Electricity Distribution Company | *242*803# | Prepaid (paga users) |
| Abuja Electricity Distribution Company | *322*1*04313801*Amount# | Postpaid |
| Dstv | *288# | User/Self service |
| Paga | *242# | User service |
USSD Codes for MTN, GLO, Airtel & Etisalat
| Telcos | Code |
|---|---|
| Airtel Recharge code | *126*PIN# |
| Airtel check balance code | *123# |
| Airtel Data code | *141# |
| Airtel International Bundles | *789# |
| Etisalat Recharge code | *222* PIN NO# |
| Etisalat international bundles code | *620*1# |
| Etisalat credit balance code | *232# |
| Etisalat data code | *229# |
| Glo Recharge code | *123* PIN NO# |
| Glo Credit balance code | *124*1# |
| Glo data code | *777# |
| Glo international bundles code | *0905# |
| Mtn menu code | *141*0# |
| Mtn data code | *131# |
| Mtn credit balance code | *556# |
| Mtn International Bundles code | *131*5# |
Benefits of USSD Codes in Nigeria
The benefits of USSD codes for loans in Nigeria are immense. They allow for broader financial inclusion in the country by giving people instant access to credit. People don’t have to stay in long queues or even visit banking halls to execute a transaction or get a loan.
An important feature of USSD codes is their use doesn’t require the use of the internet. Although issues relating to the security of USSD have been raised, the pros far outweigh the cons.
Have we missed out on any USSD codes you feel are useful to Nigerians? Please let us know in the comments section below.
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