USSD codes for loans, banks, telcos and utilities in Nigeria.

USSD codes for loans, banks, telcos and utilities in Nigeria.

USSD codes for loans in Nigeria are now a common thing. USSD codes don’t only exist for transferring money or buying airtime. You can use any phone to get a loan in Nigeria using USSD codes.

USSD Codes often referred to as “Short Codes” or “Quick codes”,  is a communication tool used by mobile phones to exchange information with mobile networks operator computers.

USSD codes are used to perform operations like loading airtime and data, mobile-money services location-based content services, menu-based information services, and as part of configuring the phone on the network.

ussd codes for loans in nigeria by koboline

USSD is a convenient and cost-effective way to create two-way conversations with services or customers in real-time. With the dial of a simple shortcode, it allows companies to offer quick, simple and interactive access to enterprise services from any mobile device.

While USSD codes can be easy to remember, having to recollect a bunch of these codes can be cumbersome and tiring. So we’ve curated a list of USSD codes for loans in Nigeria as well as USSD codes for banks, telcos and other utility services.

USSD Codes For Loans in Nigeria

Find the best personal loans in Nigeria

AB Microfinance bank ussd code (loan)*389*755#
Access bank ussd code (loan)*901*11#
Kwik cash ussd code (loan)*561#
FCMB ussd code (loan)*329#
Aledin nano ussd code (loan)*903#
Airtel quick cash ussd code (loan)*561#
FCMB ussd code (loan)*329#.
Etisalat ussd code (loan)*561#.
Mtn cash ussd code (loan)*606*4#
Glo cash lussd code (loan)*322*1*04225701*Amount#
GTBank ussd code (loan)*737*51*51#
Interswitch ussd code *322#
Fairmoney ussd code*322*6#
Accion MFB ussd code (loan)*572*6#
Paylater / Carbon USSD code*1303#

USSD Codes for Banks

Bank NameUSSD
Access Bank transfer code*901#
Diamond Bank transfer code*426#
Ecobank transfer code*326#
FCMB transfer code*329#
Fidelity Bank transfer code*770#
First Bank transfer code*894#
GTBank transfer code*737#
Heritage Bank transfer code*322#
Keystone Bank transfer code*533#
Skye Bank transfer code*833#
Stanbic IBTC transfer code*909#
Standard Chartered transfer code*120#
Sterling Bank transfer code*822#
UBA transfer code*919#
Union Bank transfer code*826#
Unity Bank transfer code*779#
Wema Bank transfer code*945#
Zenith Bank transfer code*966#


ALSO READ: The best online investment platforms in Nigeria

USSD Codes for other financial Services

Payattitude *569#
Quickteller – Airtel, MTN & 9mobile *322#
Quickteller – Glo Users –*805#
Trader Moni *540#
Verve ECash –*322*60#

USSD Codes for Civil & Public

BVN*565*0#Check your bank verification number
CRC’s Credit Bureau*565*8#Check your credit history
Lagos Domestic Violence & Child Abuse*6820#Report domestic violence and child abuse in Lagos.
Mcash*402*SellerCode*Amount#Payment channel for Merchsnts/sellers
Abuja Electricity Distribution Company*242*803#Prepaid (paga users)
Abuja Electricity Distribution Company*322*1*04313801*Amount#Postpaid
Dstv*288#User/Self service
Paga*242#User service

ALSO READ: How to Invest in foreign stocks in Nigeria

USSD Codes for MTN, GLO, Airtel & Etisalat

Airtel Recharge code*126*PIN#
Airtel check balance code*123#
Airtel Data code*141#
Airtel International Bundles*789#
Etisalat Recharge code*222* PIN NO#
Etisalat international bundles code*620*1#
Etisalat credit balance code*232#
Etisalat data code*229#
Glo Recharge code*123* PIN NO#
Glo Credit balance code*124*1#
Glo data code*777#
Glo international bundles code*0905#
Mtn menu code*141*0#
Mtn data code*131#
Mtn credit balance code*556#
Mtn International Bundles code*131*5#

Benefits of USSD Codes

The benefits of USSD codes for loans in Nigeria is immense. They allow for broader financial inclusion in the country by giving people instant access to credit. People don’t have to stay on long queues or even visit banking halls to execute a transaction or get a loan. An important feature of USSD codes is its use doesn’t require the use of the internet. Although issues relating to the security of USSD have been raised, the pros far outweigh the cons.

Have we missed out on any USSD codes you feel are useful to Nigerians? Please let us know in the comments section below.

Related Posts
junior fortune

I need this loan

Oyawale Olusoji Adekunle Christopher

I’m oyawale olusoji adekunle from UCH, lbadan. Please all my USSD is not working which all my USSD network is telling me that I have been denied access, please I want to no where I default. Thanks.

Oyawale Olusoji Adekunle Christopher

Please my used network is been denied access please help me to rectify. Thanks


Hello Adekunle, Have you tried reaching out to the customer care of the line you’re using. You can also put your sim in another phone and try the USSD again. Let us know how it goes.

Leave a Reply

Your email address will not be published.Required fields are marked *

Become smarter with your money.Get exclusive advice and tips on how to keep and grow your money in Nigeria.

Subscribe to Koboline's newsletter.