Capitec USSD Code (to Send & Transfer Money)

Capitec USSD CODE

Capitec Bank has revolutionized banking accessibility for South Africans through various digital channels, and one of the most convenient tools is the Capitec USSD code; *120*3279#.

This code lets customers access essential banking services directly from their mobile phones, without the need for an internet connection.

Services you can use the Capitec USSD code include balance inquiry, mini statement, airtime and data purchase, payments, and transfers.

In this article you’ll learn:

  • About the Capitec USSD code.
  • how to register for it.
  • And how to use it to send and transfer money.

How to Register for Capitec Bank USSD Code?

To register for the Capitec Bank USSD code, follow these simple steps:

  • Dial *120*3279# on your mobile phone.
  • Select the ‘Register’ option.
  • Follow the prompts to complete the registration process.
  • Upon successful registration, you’ll receive a confirmation message along with your unique PIN.

Capitec Bank USSD Code to Send & Transfer Money

Dial *120*3279# and select the option ‘Transfers’ to transfer or send money to other Capitec Bank accounts or other banks.

Capitec USSD Code List

  • Balance Enquiry: Dial *120*3279# and select the option ‘Balance Enquiry’ to check your account balance.
  • Mini Capitec Bank Statement: Dial *120*3279# and select the option ‘Mini Statement’ to view your last five transactions.
  • Airtime and Data Purchase: Dial *120*3279# and select the option ‘Buy’ to purchase airtime or data for yourself or someone else.
  • Payment: Dial *120*3279# and select the option ‘Payments’ to make payments to other Capitec Bank accounts or to pay bills.


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