20 Reliable Loan Apps in Nigeria

reliable loan apps in Nigeria

Last Updated on May 10, 2023

In Nigeria, many people find themselves in need of financial assistance at one point or another. This may be due to unforeseen expenses, emergencies, or simply the need to invest in a business or personal project. Fortunately, there are several reliable loan apps in Nigeria that can provide quick and convenient access to loans.

In this article, we’ll be highlighting 20 of these loan apps and what makes them reliable.

1. Carbon

carbon paylater

Carbon is one of the most popular and reliable loan apps in Nigeria. It is known for its quick loan disbursement and flexible repayment plans. Carbon offers loans ranging from N1,500 to N1 million with interest rates starting at 5%.

To qualify for a loan on Carbon, you need to have a bank account, a steady source of income, and a valid means of identification.

Read the Carbon Review>>

2. FairMoney

fairmoney loan app

FairMoney is another reliable loan app in Nigeria that offers instant loans to individuals and small business owners.

With FairMoney, you can access loans of up to N500,000 with interest rates starting at 10%. The loan application process is straightforward, and funds are disbursed within minutes of approval.

Read Our Fairmoney Loan Review>>

3. PalmCredit

Palmcredit loan app - Palcredit ussd code Interest rates

PalmCredit is a loan app that offers quick loans to individuals and small businesses.

With PalmCredit, you can access loans of up to N100,000 with interest rates starting at 14%. The app has a user-friendly interface and a quick loan application process.

To qualify for a loan on PalmCredit, you need to have a valid bank account and a steady source of income.

See: Best Loan Apps in Nigeria

5. Renmoney

quick loan in Nigeria -renmoney

Renmoney is a reliable loan app in Nigeria that provides loans of up to N6 million to individuals and small businesses.

The loan application process on Renmoney is simple and straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Renmoney loans start at 4.5%.

Read the Renmoney Loan Review>>

6. Kiakia

kiakia loans

Kiakia is an online lending platform that offers quick loans to individuals and small businesses.

With Kiakia, you can access loans of up to N200,000 with interest rates starting at 5.6%. The loan application process is simple, and funds are disbursed within 24 hours of approval.

Checkout: List Of Fake Loan Apps in Nigeria

7. Aella Credit

aella credit loan

Aella Credit is a loan app that offers loans of up to N720,000 to individuals and small businesses.

The loan application process on Aella Credit is straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Aella Credit loans start at 4%.

Also See: Where to get Instant Loan in Nigeria

8. KwikCash

Kwikcash

KwikCash is a loan app that provides quick loans to individuals and small businesses. With KwikCash, you can access loans of up to N100,000 with interest rates starting at 15%.

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The loan application process is easy, and funds are disbursed within minutes of approval.

9. Specta

Specta is an online lending platform that provides loans of up to N5 million to individuals and small businesses.

The loan application process on Specta is straightforward, and funds are disbursed within minutes of approval. Interest rates on Specta loans start at 1.5%.

See: Top Instant Loan App without BVN in Nigeria

10. Branch

download branch loan app on iphone

Branch is a loan app that provides loans of up to N200,000 to individuals and small businesses.

The loan application process on Branch is simple, and funds are disbursed within minutes of approval. Interest rates on Branch loans start at 15%.

11. CreditVille

CreditVille is a reliable loan app that provides loans of up to N2 million to individuals and small businesses.

The loan application process on CreditVille is easy, and funds are disbursed within 24 hours of approval. Interest rates on.

12. QuickCheck

QuickCheck is a loan app that provides loans of up to N30,000 to individuals and small businesses.

The loan application process on QuickCheck is straightforward, and funds are disbursed within minutes of approval. Interest rates on QuickCheck loans start at 1%.

Checkout: Best Loan Apps in Nigeria

13. C24

c24

C24 is a reliable loan app that offers loans of up to N7 million to individuals and small businesses.

The loan application process on C24 is simple, and funds are disbursed within 24 hours of approval. Interest rates on C24 loans start at 4%.

14. Zedvance

zedvance loan

Zedvance is a reliable loan app that provides loans of up to N5 million to individuals and small businesses.

The loan application process on Zedvance is straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Zedvance loans start at 4%.

15. FINT

fint loan

FINT is a reliable loan app that provides loans of up to N10 million to individuals and small businesses.

The loan application process on FINT is simple, and funds are disbursed within 24 hours of approval. Interest rates on FINT loans start at 3%.

15. Credit Direct

Credit Direct is a loan app that provides loans of up to N500,000 to individuals and small businesses.

The loan application process on Credit Direct is easy, and funds are disbursed within 24 hours of approval. Interest rates on Credit Direct loans start at 4%.

16. Page Financials

Page Financials is a reliable loan app that offers loans of up to N5 million to individuals and small businesses.

The loan application process on Page Financials is straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Page Financials loans start at 5%.

17. Lidya

Lidya

Lidya is a reliable loan app that provides loans of up to N50 million to SMEs.

The loan application process on Lidya is straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Lidya loans start at 1.16%.

18. Rosabon Finance

Rosabon Finance is a loan app that provides personal and business loans of up to N6 million to individuals and SMEs.

The loan application process on Rosabon Finance is straightforward, and funds are disbursed within 24 hours of approval. Interest rates on Rosabon Finance loans start at 4%.

See: Loan Apps for iPhone in Nigeria

19. Zedcrest Capital

Zedcrest Capital is a reliable loan app that provides loans of up to N10 million to individuals and SMEs. The loan application process on Zedcrest

Capital is easy, and funds are disbursed within 24 hours of approval. Interest rates on Zedcrest Capital loans start at 4%.

Read: Top New Loan Apps in Nigeria

20. Migo

Migo loan code - migo loan repaymentrepayment

Migo is a loan app that provides personal loans of up to N500,000 to individuals.

The loan application process on KwikMoney is straightforward, and funds are disbursed within minutes of approval. Interest rates on.

21. EaseMoni

easeMoni-loan

Easemoni is a secure and safe loan app that offers instant loans in Nigeria. You can get an Easemoni loan in a few minutes, you can also cancel the loan application in 24 hours.

Easemoni uses the data from your phone including your financial transaction messages, and your reason for borrowing is combined with your loan repayment history to build an individualised credit score and determine whether you’re eligible for a loan or not.

The interest rate for an Easemoni loan depends on your credit evaluation by the app as well as your product loyalty

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